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Accurate Background Check Texas — Employment Screening Reference

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Reggie London, Co-Founding Partner Njeri London, Co-Founding Partner
Reggie & Njeri London
Co-Founding Partners

Texas Bar verified. Reggie London (Texas Bar No. 24043514) and Njeri London (Texas Bar No. 24043266) are the co-founding partners of L and L Law Group, PLLC — based at 5899 Preston Rd, Suite 101 in Frisco, Texas (Collin County), with many 5-star Google reviews, and available 24/7 for criminal defense consultations.

TL;DR
Accurate Background is a major commercial CRA for enterprise employers. Process, timeline 2-5 days, FCRA rights, and Texas-specific issues.
Quick Answer
What Accurate Background provides
Accurate Background offers comprehensive background check packages. Components: Criminal record search — county, state, federal, multi-state, and global watchlists; sex offender registry. Identity verification — SSN trace, address history. Employment verification — past employers…
Table of Contents
Accurate Background is a major commercial Consumer Reporting Agency (CRA) used by enterprise employers across multiple industries — healthcare, financial services, retail, manufacturing, and technology. Accurate operates under FCRA with typical 2-5 day turnaround. Below we explain the Accurate Background process, your rights, common issues, and how to handle disputes.

What Accurate Background provides

Accurate Background offers comprehensive background check packages. Components: Criminal record search — county, state, federal, multi-state, and global watchlists; sex offender registry. Identity verification — SSN trace, address history. Employment verification — past employers contacted; eligibility for rehire confirmation. Education verification — degrees, dates, GPA in some cases. Reference checks — professional and personal references. Drug screening coordination — laboratory partnerships. Motor vehicle records — for driving positions. Healthcare-specific verifications — OIG/GSA exclusions; medical board status; National Practitioner Data Bank for some healthcare roles. Financial services verifications — FINRA records; consumer credit history. International searches — country-specific criminal/employment verifications.

Accurate Background timeline — 2-5 days

Accurate Background's typical timeline: Day 1: identity verification and SSN trace (instant); instant criminal database queries; sex offender registry check. Days 1-3: county criminal records pulled from courthouses (some same-day, some 1-3 days depending on county); MVR records. Days 2-5: employment verification calls (response time variable); education verification; reference checks. Days 3-7: specialized checks (healthcare exclusions, FINRA, international). Total typical: 2-5 business days for standard packages; 5-10 days for comprehensive packages with international searches. Delays: verification call response time (#1 factor); common-name database hits requiring manual review; international searches.

Your FCRA rights with Accurate Background

Standard FCRA rights apply. Pre-employment disclosure and authorization — employer provides written disclosure; you sign authorization. Pre-adverse action notice — if adverse action planned, copy of report + FCRA summary provided before final decision. Adverse action notice — final decision notification. Right to dispute — Accurate Background must investigate within 30 days under FCRA § 1681i. Right to copy of report — free annual disclosure. Right to FCRA damages — for accuracy procedure failures or inadequate dispute investigations. Statute of limitations for FCRA actions — 2 years from discovery of violation, or 5 years from violation date — whichever earlier (15 U.S.C. § 1681p).

Common Texas issues with Accurate Background

Texas-specific patterns affecting Accurate Background reports. Deferred adjudication misclassification — Texas's use of deferred adjudication (no conviction entered) sometimes reported as conviction. Should be "dismissed" or "deferred" under proper FCRA reporting. Texas expunction lag — properly expunged records under CCP Chapter 55 should not appear; sometimes do due to database update lag. Texas nondisclosure (sealed records) handling — records sealed under Government Code § 411.0735 should not appear in commercial reports; commercial CRAs sometimes miss these orders. Common-name confusion — especially with Hispanic surnames common in Texas. Texas DPS CCH integration — Accurate Background pulls Texas state records but may miss county-specific cases not reported to state database.

How to dispute an Accurate Background report

Dispute process: (1) Get the report — provided in pre-adverse action context; can request through Accurate Background Consumer Disputes Department. (2) Identify specific errors with reasons and supporting documentation. (3) Submit dispute — by mail (Accurate Background Disputes, P.O. Box 2950, Lake Forest CA 92630), by phone (800-216-8024), or by email through their consumer portal. (4) Accurate investigation — must complete within 30 days under FCRA § 1681i; contact source courts, verifiers; update records. (5) Communicate with employer — request employer pause adverse action pending dispute; ask for re-review after corrections. (6) Escalate if needed — if dispute investigation is inadequate, file complaint with FTC Consumer Financial Protection Bureau (CFPB); consider FCRA litigation under § 1681n (willful) or § 1681o (negligent).

Source: Jail Exchange — Texas Criminal Court Process: Arrest to Sentencing

Texas Marijuana Charges by Weight

WeightOffenseRange
Under 2 ozClass B misdemeanorUp to 180 days + $2,000
2-4 ozClass A misdemeanorUp to 1 year + $4,000
4 oz - 5 lbState jail felony180 days-2 years + $10K
5-50 lb3rd degree felony2-10 years + $10K
50-2,000 lb2nd degree felony2-20 years + $10K
2,000+ lbEnhanced 1st degree5-99 years/life + $50K
Hemp products with delta-9 THC ≤ 0.3% are legal under HB 1325 (2019)

Have a Texas legal question?

Call L and L Law Group for a free, confidential consultation. We handle criminal defense across Collin, Dallas, Denton, and Tarrant counties.

Call (972) 370-5060
Our Experience

In our practice defending Texas criminal cases, we have represented clients in Collin, Dallas, Denton, and Tarrant County criminal courts on the full Texas Penal Code and Health & Safety Code spectrum. Reggie's prosecutor background in Dallas County means we know the State's evidentiary playbook; Njeri's trial-trained motion practice anchors the suppression-driven defense work.

Frequently Asked Questions

How long does Accurate Background take in Texas?

2-5 business days for standard packages. Day 1 for instant identity and database queries; days 1-3 for county criminal records; days 2-5 for verification calls. Specialized checks (healthcare exclusions, FINRA, international) can extend to 5-10 days.

What employers use Accurate Background?

Enterprise employers across healthcare (hospitals, clinics, pharma), financial services (banks, investment firms, insurance), retail (national chains), manufacturing, technology, and government contractor sectors. Common at Fortune 500 and large mid-market companies.

How do I dispute an error on an Accurate Background report?

Submit dispute through Accurate Background Consumer Disputes Department by mail (P.O. Box 2950, Lake Forest CA 92630), phone (800-216-8024), or consumer portal. Include copy of report, specific items disputed, and supporting documentation. FCRA requires 30-day investigation.

Does Accurate Background show Texas deferred adjudications?

Yes — deferred adjudication appears in Accurate Background reports unless sealed via nondisclosure under Government Code § 411.0735. The dispute issue is proper classification: deferred adjudication should be reported as "dismissed" or "deferred," not as a conviction. Dispute mischaracterizations with certified court records.

Can I sue Accurate Background for FCRA violations?

Yes — under FCRA §§ 1681n (willful violations) and 1681o (negligent violations). Statute of limitations: 2 years from discovery of violation or 5 years from violation date, whichever earlier. Common violations: failure to maintain reasonable accuracy procedures; inadequate dispute investigations; failure to provide pre-adverse action notice.

Last reviewed: 2026-05-13 by Njeri London and Reggie London, co-founding partners, L and L Law Group, PLLC. This content is reviewed for accuracy at least every 12 months and when statutory or case-law changes occur.
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About the Authors

Njeri London, Co-Founding Partner, L and L Law Group
Njeri London
Co-Founding Partner
Texas Bar No. 24043266. Admitted: TXND, TXED, 5th Circuit. Thurgood Marshall School of Law. Focus: Fourth Amendment motion practice, drug-crime defense, federal cases. Verify on Texas Bar
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Reggie London, Co-Founding Partner, L and L Law Group
Reggie London
Co-Founding Partner
Texas Bar No. 24043514. Former Dallas County Assistant District Attorney. Extensive felony trial experience including DWI dockets. Verify on Texas Bar
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Accurate Background Check Texas Reference

Verify our bar status: Texas State Bar — Njeri London (24043266) · Reggie London (24043514)

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